Purchasing real estate in Costa Rica is a highly achievable and well-established process for U.S. buyers. The country has spent decades refining a transparent, foreigner-friendly ownership framework supported by experienced legal, financial, and advisory professionals. For high-net-worth individuals, acquisitions are typically efficient, clearly structured, and familiar in feel—making Costa Rica an accessible and compelling destination for second homes, investment properties, and long-term lifestyle assets.
Mortgage availability, rates, and loan-to-value ratios vary by lender and borrower profile and typically differ from U.S. lending standards, with enhanced due diligence requirements.
